// CRYPTO loss tax SPECIALISTS
CountDeFi, experts in effective crypto tax planning.
CountDeFi provides specialized tax strategy for crypto investors. We're not just accountants, we're data scientists who reconcile your full transaction history across wallets, exchanges, and chains, then plan your year-end moves on real numbers instead of estimates. The goal? For you to pay as little crypto tax as possible.
If your portfolio spans DeFi, staking, multiple wallets, or years of trading, CountDeFi can help with affordable plans.
We operate online and in your time zone.
// who we are
Crypto taxes feel like an unfair cash grab. To us, they're an opportunity to lower your overall tax bill.
No One Wants to Pay More Than the Rules Require.
Your inventory method, your holding periods, and the losses you never harvested decide the bill. Most investors find out in April, when every decision is locked. We do the work before 31 December, while the moves still count.
Rules Keep Moving. What's the Latest Way to Save?
Wallet-by-wallet tracking since January 2025, new broker reporting, and a wash sale bill in Congress. A plan that worked in 2023 can misfire in 2026. We build positions that hold up under current law and adapt if the law changes.
Worried about the cost of professional tax planning?
Comprehensive crypto tax planning has a reputation for runaway bills. We don't bill by the hour. Our plans scale with your volume and complexity, and every plan includes the software, the reconciliation, and the finished report.
// who we are
"Most investors meet their crypto tax bill in April, when it's already history. Strategy is a calendar problem: the moves that change the number only work before the financial year end. We built CountDeFi to do tax planning on fully reconciled data - ahead of time, to minimize your tax bill.
Chris Herbst
Founder
// crypto tax Strategy experts
Crypto tax planning that follows the latest tax rules
As speciliast crypto tax accountants, we've been reconstructing complex crypto and on-chain activity since 2017, from single exchange accounts to portfolios spanning dozens of wallets, chains and protocols. That experience has taught us that effective crypto tax planning comes down to 2 things: accurate data and good timing.
Strategy is only as good as the data behind it. Missing transfers, unreconciled wallets and incorrect cost basis can completely change the tax outcome. That's why we reconcile your transaction history first, then model the tax lowering strategies available to you. Timing matters just as much. Loss harvesting has year-end deadlines. Holding periods can change how gains are taxed. Cost basis and accounting choices can affect which gains and losses are realised. Once a tax year closes or a return is filed, some planning opportunities may no longer be available.
CountDeFi brings the data and the tax strategy together. The result is a crypto tax strategy based on what you actually hold, what you've actually done and the tax rules that apply to you.
View pricing →
Clients Worldwide
Crypto Tax Reports Completed
Crypto Transactions Reconciled
// services
Our crypto tax strategy services
Tax-loss harvesting review
We identify unrealised losses across your crypto portfolio and model whether realising those losses before year-end could reduce your overall tax liability.
Wash sale planning
Crypto currently sits outside the US wash sale rules that apply to securities, although proposals to change this have been introduced. We consider both the rules in force today and the potential consequences of future changes when planning disposals and repurchases.
Gain timing and holding periods
When you sell can matter. We identify positions approaching long-term holding periods and model the potential tax difference between selling now and waiting.
High-volume and high-net-worth portfolios
Complex portfolios need more than a snapshot of activity. We reconcile the underlying transaction history across wallets, exchanges, entities and protocols before developing a tax strategy around the complete position.
Cost basis and inventory method strategy
The accounting method used to calculate your gains and losses can make a significant difference to your tax position. We model the methods available to you and help determine the most appropriate approach for your portfolio and circumstances.
Year-end position review
We review your realised and unrealised gains and losses, holding periods and overall tax position before year-end, while there is still time to make decisions that could affect the outcome.
Crypto IRAs and retirement accounts
We help you understand and correctly account for crypto held through self-directed IRAs and other retirement structures, including transactions involving staking, rollovers and distributions.
Cross-border crypto tax planning
Holding or trading crypto across borders can create overlapping reporting and tax considerations. We help investors understand their position across multiple jurisdictions, including the US, South Africa, Australia, Canada and the UK.
// EXPERT SKILLS
Why crypto investors hire CountDeFi for tax planning
If you've had a good year in crypto, the tax bill can come as a shock. You may be sitting on significant gains, planning a large disposal, moving out of a concentrated position, or simply wondering whether you're paying more tax than you need to. The difficulty is knowing what you can still do about it.
Clients come to us because they don't want generic advice to “harvest some losses” or “hold for the long term.” They want to know what those decisions mean for their portfolio. Which losses are actually worth realising? Which assets are close to a more favourable holding period? Does changing the timing of a sale make a meaningful difference? Are there legitimate opportunities hidden in years of complicated trading activity?And, importantly, is the tax saving worth the move?
We answer those questions using your actual transaction history. We reconcile the data, model the available options and put numbers against them, so you can see the potential tax impact before making a decision. The goal isn't to avoid tax at all costs. It's to make informed decisions, use the rules available to you and avoid paying more tax than you legally need to.
// TAILORED PRECISION
Why software can't plan crypto tax strategy
Tax software is a great starting point, but it reports the past; it doesn't plan the future. Apps can't tell you which method to elect, which losses are worth harvesting, or what a proposed law change means for your positions. CountDeFi reconstructs the data, reviews the activity, and helps determine a defensible position. If you already have a Koinly portfolio, we can work directly from it.
// WORK WITH US
How to work with CountDeFi on your
crypto tax losses
At CountDeFi, we use our proprietary Precision 7 System to take you from data chaos to crypto tax clarity. We collect data from your wallets and exchanges, identify missing records, reconcile transactions, and model your year-end options.
A lower crypto tax bill starts with a free 15-minute consultation to discuss your portolio and recommend the right approach and pricing plan. We work remotely with clients across the US and globally.
// Trustpilot testimonials
Real reviews from crypto investors like you
Caleb
They worked with me on all of my transactions at a better price than most other companies.
5 Star Review | April 13, 2026
Tim S
CountDefi did a great job at reconciliation and I recommended them for their dedication to detail. The IRS schedule forms they provided in their reports were pivotal to filing my taxes smoothly.
5 Star Review | Jun 03, 2026
Alex W
Given the complex nature of cryptocurrency transactions, calculating taxes is extremely difficult. This has been a major problem for me in previous years and CountDeFI is a life changing solution for me! The entire process is extremely surprisingly smooth.
5 Star Review | Jan 29, 2025
Frequently asked questions
When should I start crypto tax planning?
Does the wash sale rule apply to crypto?
Before you make the transactions you want the strategy to affect. For a calendar-year US taxpayer, many year-end decisions need to happen by 31 December. Once the year has closed, selling an asset in January cannot create a capital loss for the previous tax year. CountDeFi starts with your actual portfolio. We reconcile your wallets, exchanges and protocols, establish cost basis, identify unrealised gains and losses, and then model the transactions available before year-end. That can include tax-loss harvesting, disposal timing, holding periods and the identification of the crypto units being sold. If you have a large or complex portfolio, starting earlier gives us more time to clean the accounting before decisions have to be made.
Under current US federal tax law, the wash sale rule in Section 1091 generally applies to stock or securities. It has not historically applied in the same way to cryptocurrency held directly as property. That can make it possible to sell crypto at a loss, realise the capital loss and reacquire the asset without waiting 30 days. But the position is not identical for every crypto-related investment, and Congress has considered proposals that would extend wash-sale treatment to digital assets. CountDeFi's crypto tax planning works from the law in force when the transaction is being considered.
How does CountDeFi decide which crypto tax strategy to use?
Which crypto cost basis method should I use to lower my tax bill?
We start with the accounting. Before recommending a transaction-level tax optimisation, we need to know what you own, where you hold it, what it cost, when you acquired it and what gains or losses already exist. For a portfolio spread across 12 wallets, 4 exchanges, staking protocols and DeFi, that can require substantial reconciliation first. Once the data is reliable, we can examine loss-harvesting opportunities, disposal timing, holding periods and available basis-identification choices. The strategy comes from your real portfolio rather than a generic list of year-end crypto tax tips.
There is no single method that produces the best result for every portfolio. For digital assets held in an unhosted wallet, the IRS allows you to specifically identify units if you make the identification by the required time and keep adequate records. If you do not satisfy the specific-identification requirements, the default rule generally treats the earliest-acquired units of that asset in the wallet as the units disposed of. Different rules apply to assets held with brokers, including requirements around communicating identification instructions. Since 1 January 2025, basis identification also operates on a wallet/account basis, rather than the old universal or multi-wallet approach. CountDeFi models the available treatment against your actual holdings before the disposal, so you can see the tax effect rather than choosing a method because its name sounds advantageous.
How does crypto tax-loss harvesting work to lower my tax bill?
Can CountDeFi review my portfolio specifically for tax-loss harvesting opportunities?
Crypto tax-loss harvesting means selling an asset for less than its tax basis so that the loss becomes realised for tax purposes. That capital loss can generally offset capital gains, subject to the normal US capital-loss rules. The accounting comes first. We identify assets currently sitting at a loss, establish their correct basis, check their holding periods and model what the disposal would do to the portfolio's tax position. The goal is not simply to “sell everything that's red.” A useful tax-loss harvest considers the size of the loss, other realised gains and losses, the assets you still want exposure to, transaction costs and the tax consequences of any subsequent transactions.
Yes. Tax-loss harvesting is most useful when it is based on your complete crypto accounting, rather than the gain/loss figure displayed by one exchange. CountDeFi can reconcile holdings across wallets, exchanges and DeFi protocols, establish the available cost basis and identify positions with unrealised losses. We can then model transaction-level tax optimisation using those records. This is especially useful when assets have moved between wallets or platforms, because the exchange currently holding a token may not know what you originally paid for it.
How much does CountDeFi crypto tax planning cost?
Does CountDeFi charge by the hour for crypto tax planning?
CountDeFi's published crypto tax accounting plans start at $695 for up to 500 transactions. Standard costs $1,695 for up to 3,000 transactions, Premium $2,995 for up to 5,000, Expert $4,495 for up to 10,000, and Degen $5,995 for up to 15,000 transactions. Basic includes report-level tax optimisation. Standard and higher plans include advanced transactional tax optimisation, alongside transaction reconciliation, missing-data analysis and a complete crypto tax report. The appropriate plan depends on transaction volume and portfolio complexity. See CountDeFi pricing and plans.
No. CountDeFi's published plans use fixed pricing based primarily on transaction volume, rather than an open-ended hourly accounting bill. Basic is $695 for up to 500 transactions, Standard is $1,695 for up to 3,000, and Premium is $2,995 for up to 5,000. Higher tiers cover portfolios up to 15,000 transactions, with additional transactions available above that level. This is useful for tax planning because the portfolio often needs to be reconciled before there is a reliable strategy to model. The accounting, software and final tax report are already included in the published plans rather than appearing as separate charges.
What is included in CountDeFi's crypto tax planning service?
Will crypto tax planning definitely lower my tax bill?
The process starts with reconciliation and missing-data analysis. We establish the transaction history and cost basis before looking for transaction-level tax optimisation opportunities. Depending on the portfolio, that can include reviewing unrealised losses, holding periods, planned disposals and the available identification of units being sold. The finished engagement also includes the crypto tax reporting covered by your plan. CountDeFi's published plans include software fees, transaction reconciliation and a complete tax report. One boundary is worth making clear: CountDeFi describes this as report-level or transactional tax optimisation, not standalone tax advice.
No reputable crypto tax planning service should promise that. Sometimes the accounting reveals useful losses, disposal choices or timing opportunities. Sometimes it shows that the portfolio is already in a good position or that making another transaction solely for tax reasons would not make sense. CountDeFi's job is to reconcile the portfolio first, model the available transaction-level choices and show you the tax effect of those choices. The aim is to make decisions using accurate numbers before the opportunity to act has passed.
